For many individuals and families, phones are a major recurring monthly expense.
In many cases, there is a home phone, several mobile phones, long distance charges, text messages charges and perhaps even more expenses.
If you are not careful, these charges can add up to a significant monthly expense.
Worse, a lot of what you are paying for may be redundant or unnecessary.
By taking a bit of time to evaluate your needs versus what you are paying for, you can save some money each month that will eventually add up to a significant amount.
First, consider whether or not you need a home phone number.
Does anyone call you there besides telemarketers? Realize that it may be necessary for your DSL internet connection in some cases.
See how much it costs and think about whether canceling it would be any loss since you already have a cell phone.
If you are paying for a long distance plan either by subscription or by the minute, evaluate whether this is necessary as well.
Almost all mobile phones include long distance at no additional cost.
If you make a lot of international calls, a VOIP solution like Skype can also save you a ton of money.
If you just have one phone, make sure your usage matches the plan you are paying for - if you have a ton of unused minutes each month, consider a less expensive plan.
With more than one phone in the family, a family plan may yield significant savings.
Text messaging can also be a huge expense these days.
If everyone sends a lot of texts, a family-wide unlimited text messaging plan could save you money as well.