Business & Finance Electronic Commerce

What Is Phishing And How Can One Avoid A Phishing Attack

Communications garbed as coming from popular social web sites, banks, online payment processors etc,are commonly used to lure the unsuspecting public.
Phishing emails may contain links to websites that are infected with malware.
Phishing is typically carried out by email spoofing or instant messaging and it often directs users to enter details at a fake website whose look and feel are almost identical to the legitimate one.
Phishing is a technique used to deceive users and exploit the poor usability of current web security technologies.
The best way to protect yourself from phishing is to learn how to recognize a phishing attempt.
Phishing emails usually appear to come from a well-known organization and ask for your personal information - such as credit card number, account number or password.
Often times phishing attempts appear to come from sites, services and companies with which you do not even have an account.
Phishing emails will almost always tell you to click a link that takes you to a site where your personal information is requested.
Legitimate organizations would never request this information of you via email.
What to look for in a phishing email: 1.
Generic greeting.
Phishing emails are usually sent in large batches.
To save time, Internet criminals use generic names like "First Bank Customer" so they don't have to type all recipients' names out and send emails one-by-one.
If you don't see your name, be suspicious.
2.
Forged link.
Even if a link has a name you recognize somewhere in it, it doesn't mean it links to the real organization.
Roll your mouse over the link and see if it matches what appears in the email.
If there is a discrepancy, don't click on the link.
Also, websites where it is safe to enter personal information begin with "https" - the "s" stands for secure.
If you don't see "https" do not proceed.
3.
Requests personal information.
The point of sending phishing email is to trick you into providing your personal information.
If you receive an email requesting your personal information, it is probably a phishing attempt.
4.
Sense of urgency.
Internet criminals want you to provide your personal information now.
They do this by making you think something has happened that requires you to act fast.
The faster they get your information, the faster they can move on to another victim.
So, the next time, you get an email from an unknown source / person requesting your personal details, please think it over.
Ideally don't open it and even if you do, don't click on any link in the mail.

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